MT940 to XML Converter: Complete Feature Guide & Reference
🏛️ Open the MT940 to XML Converter to try every feature described in this guide.
Open MT940 to XML Converter →Contents
What Is the MT940 to XML Converter?
The FinancialDataTools.com MT940 to XML Converter is a free, browser-based tool that transforms SWIFT MT940 Bank Statement (MT940) files into Extensible Markup Language (XML) format. All processing runs entirely inside your browser tab — no file is ever transmitted to any server.
The converter is built for financial analysts, developers, and accountants who need to move data between common financial file formats without writing any code or installing any software.
Try the MT940 to XML Converter — runs entirely in your browser and never uploads your files.
Open the Converter →About the MT940 Input Format
SWIFT MT940 Bank Statement (MT940) is a widely used financial data format. MT940 files typically contain structured records including transaction amounts, dates, account identifiers, and reference information. The MT940 format is commonly produced by banking platforms, accounting software, and financial data export tools.
The converter accepts MT940 files (.sta) directly — no pre-processing or format conversion is required before loading.
About the XML Output Format
Extensible Markup Language (XML) is a widely supported data interchange format. Converting your MT940 data to XML allows you to import it into applications, databases, and services that accept XML as an input format.
The converter produces a properly structured XML file (.xml) that preserves all fields and values from your original MT940 source data.
The Toolbar
The toolbar across the top provides all primary actions for the conversion workflow. Use Open to browse for your MT940 file, or drag and drop the file onto the source panel. Once a file is loaded, click Convert to XML to generate the output. Click Export XML to download the result. The Reset button clears all state for a new conversion.
Source (MT940) Panel
The left panel shows your loaded MT940 data as a table preview. Column headers are shown in the first row. For large files, the preview is capped at 500 rows — a notice is shown if your file exceeds this limit. The full dataset is always converted regardless of the preview cap.
Output (XML) Panel
The right panel displays the converted XML output. Before conversion it shows a placeholder. After clicking Convert to XML, the panel renders the full output content. The panel is scrollable for any file size.
Output File Naming
The downloaded XML file is named to match your input file — only the extension is changed to .xml. A file named export.sta produces export.xml. This keeps your file set organised without requiring any renaming.
Privacy & Security
The MT940 to XML Converter is built privacy-first. Your file is parsed and converted entirely inside your browser tab using JavaScript — no file content is ever transmitted to any server. This makes the converter appropriate for sensitive financial data including bank statements, transaction exports, and accounting records.
Closing the browser tab clears all data from memory. No data is written to localStorage or any persistent browser storage.
Use Cases for Financial Data
Converting MT940 to XML is a routine step in many financial data workflows. Common scenarios include importing data into accounting software that requires XML format, migrating historical records between financial platforms, sharing structured financial data with counterparties, and preparing data for analysis or reporting pipelines that consume XML files.